For individuals with investable assets of $500,000 or more, Central Trust’s Second Opinion Service (SOS) provides objective evaluation and valuable insight. During our complimentary, no-obligation SOS evaluations, we cover several different topics, including:
We will conduct a comprehensive analysis of recent statements from your current advisor, explaining fees, performance, and tax efficiency. The result is a consolidated report of all of your investment and retirement accounts.
Estate Planning Review
Central Trust will review your current estate plan and discuss how your assets are titled to identify key issues and recommend ways that you can ensure a smooth transition to future beneficiaries.
Retirement & Financial Planning
We’ll draft a customized plan that can potentially serve as the road map to and through your retirement years.
Tax Efficiency and Considerations
Central Trust will recommend investment management and estate planning strategies appropriate for your unique tax situation.
Your overall level of risk will be evaluated in terms of your investment portfolio as well as other considerations such as insurance coverage, including life insurance, disability, long-term care and umbrella policies.
How It Works
Initially, you’ll meet with one of our experienced wealth management professionals to determine what key pieces of information are needed to complete your evaluation. Quite often, individuals only look at one piece of the equation and do not take the time to understand all of the various pieces that are crucial to ensuring a successful outcome. We fervently believe a comprehensive review and approach is in your best interest.
Due to the comprehensive nature of the SOS process, we may not be able to address all of the aforementioned topics in a single meeting. However, we promise this exercise will provide you with enhanced knowledge of your overall plan and give you a better understanding of how well it is working for you and your family.