Second Opinion Service
Get a clear, objective review of your financial plan.
If you have $750,000 or more in investable assets, Central Trust Company’s Second Opinion Service (SOS) provides an objective evaluation designed to help you better understand how your current strategy is working and where it may be falling short.
This is a complimentary, no-obligation review. You bring what you already have. We bring clarity, perspective, and a consolidated view of the full picture.
What you’ll receive
A structured, plain-language evaluation that helps connect the dots across your investments, estate planning documents, taxes, and risk exposure, so you can make confident decisions with real context.
Schedule your Second Opinion Service
Second Opinion Service Form
What we review
We conduct a comprehensive review of recent statements from your current advisor, helping you understand:
- Fees and expenses (what you’re paying and how it’s structured)
- Performance (in context, not in isolation)
- Tax efficiency (where drag may be hiding)
- Potential conflicts of interest (where incentives may not align)
Deliverable: a consolidated report that pulls together your investment and retirement accounts into one clear view.
How it works
Step 1:
Introductory meeting
You’ll meet with a wealth management professional at Central Trust to determine what key information is needed to complete your evaluation.
Step 2:
Comprehensive review
Many people only examine one part of their financial life at a time. Our SOS process is built to connect the various pieces that influence outcomes, using a comprehensive approach that keeps your entire plan in view.
Step 3:
Findings and next steps
Given the depth of the SOS process, we may not cover every topic in a single meeting. Even so, you’ll walk away with a clearer understanding of how well your current plan is working and where adjustments could create stronger alignment for your financial goals.