OUR PROMISE | Always Acting in Your Best Interest

Central Trust Company was founded upon one defining principle: to always act in your best interest. Through the decades, our adherence to the “Fiduciary Standard” and the focus on our client’s best interest, has propelled our growth to more than $8 billion in client assets. We provide world class “fee-only” wealth management solutions, including: investment management, fiduciary services, financial, estate, and tax planning services; all free from conflicts of interest. We also pride ourselves on providing legendary client service, being mindful of our midwest values and never forgetting our roots, dating back to 1902.

OUR SOLUTIONS | Focus and Dedication. We’re Here to Find Solutions For You.

WHAT OUR CLIENTS SAY | Learn About the Central Difference

OUR LATEST INSIGHTS | Information That Matters to You

Tax Update Graphic_05-2022
Tax Update: Considering a Roth conversion? Now might be your chance.
Given the recent volatility in the stock market, now might be a good time to consider a taxable Roth conversion.
Read Full Article
Benefits Of FPS_Graphic 2022
Five Basic Benefits of Financial Planning
There is more to financial planning than setting some goals and pinching some pennies. Here are five basic benefits that may come from working with a financial planner on an organized financial plan.
Read Full Article
Second Home Graphic
Second Homes & Tax Implications
Many people dream of having a place family can gather for vacation or a second home to spend winters once retired. Before making that purchase, there may be tax implications to consider.
Read Full Article
Probate Article_Graphic
Probate Avoidance and the Revocable Living Trust
Probate can be public, time consuming, and expensive. But, it can also be easily avoided when the proper steps are taken.
Read Full Article
Crypto_Graphic
Cryptocurrency: Fad or Future?
There has been a lot of discussion over the past several years regarding cryptocurrency. If you feel like the whole idea of cryptocurrency is hard to understand, you are not alone.
Read Full Article
What Is A GRAT_Graphic
Tax and Estate Strategies: What is a GRAT and Do You Need One?
While Grantor Retained Annuity Trusts (GRAT) can seem complex to some, they can really be simple when broken down. Because GRATs have the potential to provide significant tax benefits when interest rates are low, today’s interest rate environment may provide a good opportunity.
Read Full Article
What If Something Happens To You
What If Something Happens To You Tomorrow?
Incapacity can befall anyone at any time. The best way to protect your family and assets in the event that disability strikes is to take the necessary steps when there is no doubt that you are fully capable of acting on your own behalf.
Read Full Article
The Impact of Inflation on Your Cash and Investments
Many of us understand and recognize inflation. What we don’t know is how high it will go or how long it will last.
Read Full Article