Institutional Services
Strategic Solutions Built on Trust
At Central Trust, we understand the unique challenges inherent in managing financial responsibilities on behalf of others. We support business owners, nonprofits, and foundations with an experienced fiduciary oversight and investment guidance. From managing retirement plans to helping mission-driven organizations grow and protect their assets, we deliver tailored solutions so you can stay focused on your goals.
Managing Assets on Behalf of Others
You need a partner who brings clarity, structure, and trusted fiduciary support—so that you can stay focused on your mission or your business.
Cash Flow Management
Align Liquidity with Long-Term Goals
At Central Trust Company, we know that donations, grants, and other sources of funding come in at different times of the year. So, it’s important to make sure your organization’s cash flow can support its expenses as they are incurred. Our team can work with your organization on cash flow projections to make sure you won’t be caught by any surprises. Our cash flow strategies help businesses, nonprofits, and institutions maintain stability while planning for growth. We provide oversight that ensures operational needs are met without compromising future objectives.
Key Features:
- Customized liquidity planning
- Investment options aligned with cash needs
- Ongoing monitoring and rebalancing
Retirement Plan Services
Fiduciary Support for Business Owners and Plan Sponsors
If you’re a business owner or chief executive, you’re likely serving as the fiduciary for your company’s retirement plan. Our Retirement Plan Services are built to reduce your burden of objective oversight, regulatory guidance, and investment support, allowing you to focus on leading your business while knowing your plan is in experienced hands.
Key Features:
- Helping Reduce Your Risk. By signing on as fiduciary for your plan’s record keeper, we make certain that the fees are reasonable and services are necessary. Additionally, by becoming the plan’s 3(38) fiduciary investment manager, we take on full discretion and responsibility for the plan’s investment options made available to your participants.
- Helping Your Employees. We strive to make certain that your employees understand, utilize and appreciate the retirement plan benefit you are offering them. That’s why our team of experts will provide regular participant education for your employees.
Nonprofit & Foundation Services
Financial Stewardship That Supports Your Mission
Endowments and foundations require a disciplined, mission-aligned investment strategy. We help nonprofit boards and leaders manage their financial assets with clarity and accountability. From investment policy development to ongoing portfolio management, Central Trust delivers guidance tailored to help ensure your organization’s resources are sustained—and impactful—for the long term.
Key Features:
- Investment policy development and oversight
- Customized asset allocation strategies
- Reporting and board support
- Long-term planning and sustainability guidance
Business Succession Planning
Protect Your Legacy and Plan for the Future
One of the primary goals of business management is to make sure a successor is ready to fill key positions upon vacancy. Succession planning involves identifying employees who are at risk to leave and the resulting impact on the company, examining bench strengths of current employees, profiling position requirements, analyzing employees’ skill sets to forecast readiness for promotion, and identifying potential successors.
Whether you’re planning for ownership transition, leadership changes, or a future sale, Central Trust can help you develop a plan that supports continuity and protects what you’ve built.
Key Features:
- Succession and continuity planning
- Ownership transition strategies
- Estate and tax planning integration
- Coordination with legal and tax professionals
Why choose Central Trust?
$11+
Billion in assets
Under Management
With approximately $11 billion in assets under management and more than 100 experienced wealth advisors, clients can be confident we have a proven track record of success. Our low client-to-advisor ratio ensures the personal attention and high-touch service you deserve, while our connection to Central Bancompany provides unmatched stability and resources.
100+
highly credentialed and
experienced advisors
Let’s Talk About What’s Next
Explore how our Institutional Services can support your organization’s long-term success.