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OUR PROMISE | Always Acting in Your Best Interest

Central Trust Company was founded upon one defining principle: to always act in your best interest. Through the decades, our adherence to the “Fiduciary Standard” and the focus on our client’s best interest, has propelled our growth to approximately $9 billion in client assets. We provide world class “fee-only” wealth management solutions, including: investment management, fiduciary services, financial, estate, and tax planning services; all free from conflicts of interest. We also pride ourselves on providing legendary client service, being mindful of our midwest values and never forgetting our roots, dating back to 1902.

OUR SOLUTIONS | Focus and Dedication. We’re Here to Find Solutions For You.

WHAT OUR CLIENTS SAY | Learn About the Central Difference

OUR LATEST INSIGHTS | Information That Matters to You

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What to Know About Financial Advisor Fees

How a financial advisor gets paid can influence the advice you receive. Knowing the difference between commission, fee based, and fee only models helps you make informed and confident financial decisions.

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Understanding the Federal Reserve and Its Influence on the Economy

The Federal Reserve plays a central role in the U.S. economy through interest rate policy, inflation management, and market influence, while its independence from government ensures credibility and long-term stability.

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A male and female wedding ring on a table.
The Power of Prenuptial Agreements: Removing the Stigma and Creating Financial Harmony

Uncover the modern role of prenuptial agreements in financial planning and estate management. See how these agreements foster transparency, protect assets, and promote financial harmony in marriage.

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The “One Big Beautiful Bill”

The “One Big Beautiful Bill,” recently signed into law, reshapes U.S. tax policy by locking in TCJA provisions and introducing new deductions, credits, and savings incentives for families, seniors, and businesses, while phasing out green energy tax breaks and increasing the SALT cap.

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Investment Commentary | June 2025

June marked a second consecutive month of market gains as tech stocks led the rally, inflation cooled, and the Fed signaled a potential shift in policy.

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The Role of a Wealth Advisor

Learn why having a trusted wealth advisor can make all the difference in your financial future. In this video, we explain the true role of a wealth advisor, from investments to retirement, education, tax strategies, and estate planning.

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Investment Commentary | May 2025

May saw markets rebound as tech and consumer stocks surged, offsetting bond losses and debt concerns. International equities outpaced U.S. gains, while gold cooled but remained a top performer.

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IRA vs 401(k): What’s the Difference and How do I Choose the Right One?

Learn the key differences between IRAs and 401(k)s, including tax benefits, contribution limits, and withdrawal rules to help you choose the right retirement plan for your financial goals.

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