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OUR PROMISE | Always Acting in Your Best Interest

Central Trust Company was founded upon one defining principle: to always act in your best interest. Through the decades, our adherence to the “Fiduciary Standard” and the focus on our client’s best interest, has propelled our growth to approximately $9 billion in client assets. We provide world class “fee-only” wealth management solutions, including: investment management, fiduciary services, financial, estate, and tax planning services; all free from conflicts of interest. We also pride ourselves on providing legendary client service, being mindful of our midwest values and never forgetting our roots, dating back to 1902.

OUR SOLUTIONS | Focus and Dedication. We’re Here to Find Solutions For You.

WHAT OUR CLIENTS SAY | Learn About the Central Difference

OUR LATEST INSIGHTS | Information That Matters to You

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Investment Commentary | April 2025

April brought renewed market swings as tariffs and tumbling oil prices rattled investors. While energy lagged, tech and international stocks helped offset broader weakness, with gold gaining on safe-haven demand.

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The Evolution of the IRA

A financial crisis in the auto industry highlighted the need for stronger retirement protections, ultimately contributing to the creation and evolution of Individual Retirement Arrangements.

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How to Prepare Heirs to Manage Wealth

Preparing heirs to manage wealth requires early financial education, open family communication, hands-on experience, mentorship, and a strong focus on philanthropy to build long-term financial responsibility and purpose.

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Value vs. Growth Investing: What’s the Difference?

Value vs. growth investing explained through the lens of the P/E ratio, highlighting core differences, common risks, and how a fundamentals-driven, balanced portfolio can support long-term financial goals.

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Wealth Preservation: How to Ensure Generational Wealth Lasts

The Great Wealth Transfer is underway. Discover strategies like trusts, tax planning, and heir education to help preserve generational wealth for decades to come.

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Investment Commentary | March 2025

Markets declined sharply in March as rising tariffs, inflation concerns, and global unrest fueled widespread volatility. Investors turned defensive, with energy and precious metals leading performance amid heightened caution.

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Making the Most of Your Health Savings Account (HSA)

Build a tax-efficient healthcare fund with an HSA, offering triple tax advantages and lasting savings. 2025 limits, rules, and smart strategies explained.

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Boats Moving Cargo
Market Update: Tariffs Announced from The Rose Garden

Recent headlines regarding tariffs have captured significant attention and financial markets have responded decisively to these announcements.

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