News and Insights Archive

Tax and Estate Strategies: What is a GRAT and Do You Need One?

March 23, 2022
Estate Planning, Tax Planning, Videos

While Grantor Retained Annuity Trusts (GRAT) can seem complex to some, they can really be simple when broken down. Because GRATs have the potential to provide significant tax benefits when interest rates are low, today’s interest rate environment may provide a good opportunity.

What If Something Happens To You Tomorrow?

March 15, 2022
Estate Planning

Incapacity can befall anyone at any time. The best way to protect your family and assets in the event that disability strikes is to take the necessary steps when there is no doubt that you are fully capable of acting on your own behalf.

The Impact of Inflation on Your Cash and Investments

February 11, 2022
Investments

Many of us understand and recognize inflation. What we don’t know is how high it will go or how long it will last.

How Much Will Retirement Cost You?

January 31, 2022
Retirement, Videos

One of the biggest questions we hear from clients is, “What kind of retirement lifestyle can I afford?” It’s not easy to forecast living expenses for next year, let alone to project the cost of a retirement period of 30 plus years.

Health & Wealth in the New Year

January 31, 2022
Financial Planning Library, Uncategorized

It’s been said that health has more of an impact on our happiness than anything else. Some say financial contentment follows close behind, which makes the beginning of the year a perfect time to look at how we can improve our financial well-being.

Financial Planning: Opportunity Among Crisis

December 21, 2021
Financial Planning Library, Videos

At Central Trust Company, we use Monte Carlo Simulation to model a variety of outcomes— including all the events taking place this year.

Risk Tolerance: Choosing Between “Eating Well” or “Sleeping Well”

December 20, 2021
Investments, Videos

Investing is, and will always be, a balancing act between “eating well" and "sleeping well”.

Business Owner Survival Guide

December 17, 2021
Business Planning, Financial Planning Library, Videos

When contemplating an outright business sale to an outside entity, the first or foundational level of planning should be contingency planning.

Q4 2021 Investment Roundtable | St. Louis Market

December 16, 2021
Webinars

Join us for Central Trust's virtual Investment Roundtable discussion, presented by Evan Sowers and Larry Valencia.

Things Can Turn on a Dime

December 1, 2021
Retirement, Uncategorized

As investors we all know things can turn on a dime. Take time to explore programs available to help you, your family, or friends when health or fortunes have changed direction.